Closing on a home is the final step before you officially become a homeowner. At Kentucky Wide Realty, we guide buyers through the closing process, ensuring they understand every step and are fully prepared for a smooth, stress-free transaction.
- Escrow & Finalizing the Deal – Escrow holds funds and documents securely until all terms are met. We help coordinate inspections, repairs, and lender requirements to keep everything on track.
- Reviewing Closing Paperwork – Buyers will sign legal documents, including the loan agreement, deed, and settlement statement. We ensure you understand what you're signing before closing day.
- Final Walkthrough – Before closing, we accompany you on a final walkthrough to confirm the home is in the agreed-upon condition and any negotiated repairs have been completed.
- Closing Costs & Funds Transfer – We help break down closing costs, which may include lender fees, title insurance, and prepaid property taxes, ensuring you're financially prepared.
- Receiving the Keys – Once all documents are signed, funds are transferred, and the title is recorded, you officially take ownership of your new home!
At Kentucky Wide Realty, we stay with you every step of the way, making sure your closing is efficient, transparent, and hassle-free.
For additional details, the Consumer Financial Protection Bureau (CFPB) offers a step-by-step guide to the closing process.